SHOCK: Ruth Langsford GOES CRAZY as documents for their £3,000,000 mansion are suddenly transferred into her husband Eamonn Holmes’ affair partner Katie’s name: ‘They’ve exploited my trust to do such despicable things!’ (video)
This follows news that the telly presenting duo are set to divorce after the collapse of their marriage of 14 years.
And now reports have emerged that Eamonn was ‘struggling behind the scenes’ in what an insider describes as ‘a sorry affair.’
The situation has reportedly seen the star move into a small flat by himself while he adjusts to life after Ruth.
Meanwhile, another source at GB News said: ‘When he started here he was in pain, in a bit of a state, but since the Ruth news came out we are really concerned.
‘He is down, he is quieter and he seems to be in even more discomfort. You have to wonder whether it was his split from Ruth that’s contributed to his ailing health.’
Earlier this week, the veteran television presenter claimed that he was on ‘borrowed time’ and ‘not OK.’
He said he was only able to attend the ceremony with the use of a high-tech wheelchair and a walker for support.
Eamonn and Ruth shocked the showbiz world with news of their split. The pair first met during the late 90s through a mutual friend.
They later tied the knot in 2010 and welcomed son Jack, 22, during their marriage of 14 years.
It is believed that work commitments caused the duo to drift in ‘different directions,’ contributing to the collapse of their marriage.
Since then, revelations have been coming through thick and fast – including claims that Ruth discovered messages between Eamonn and a new female friend, and worries for his ailing health.
This has left friends concerned that the divorce is going to ‘turn nasty.’
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Source: USA Today
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible
- Percentage Deductible
- Per-Claim vs. Annual Deductible
- Per-Claim Deductible: You pay the deductible every time you file a claim.
Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control
- Reduced Claims Frequency
- Shared Responsibility
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability
- Risk Tolerance
- Frequency of Claims
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
