Concerns arise as Vicky Pattison faces physical distress and immobility before her dream wedding.

Vicky Pattison took to Instagram to reveal that she’d been rushed to A&E after ‘ignoring the warning signs’ and being left ‘unable to physically move’.

The TV personality, 36, shared a lengthy health update alongside alarming snaps.

As she sobbed in her hospital bed while connected to a drip after being diagnosed with glandular fever and an abscess her throat.

Vicky was supported at her bedside by fiancé Ercan Ramadan, 30, but threw her upcoming summer wedding into doubt.

After saying she’d be forced to remain in hospital ‘for a while’.

Writing: ‘Definitely not the weekend I was intending on having.. I was anticipating being up mount Snowdon for gods sake’

‘Don’t even know really to start, but I feel like I dropped that stupid story to let a few people who were concerned about my radio silence know I was being looked after & then loads more people just worried, which was never my intention, you’re all too kind btw’.

She continued: ‘I am feeling much better, but absolutely flying off my pain meds so I hope this isn’t all abit too chaotic’.

‘I woke up on Thursday with a terrible headache, I ignored it & assumed it was because I’d had super long day the day before- anyway it persisted & became a sore throat, razor blade vibes & I got the fever, aches, pains, sore joints etc’.

‘I tried to get to an emergency doctors appointment but we got stuff in a terrible accident- a journey that should have take an hour took 6 & even though the Dr did his best on the phone he had no real way of knowing what was best. Fast forward 24hours & I had started to be sick which was just making everything worse- my throat was so swollen I couldn’t swallow, drink water & pain killers were completely out of the question, it was getting to the point where I physically couldn’t move’.

Vicky went on: ‘Starting to feel scared, I made another emergency app with my doctor & was referred straight to A&E. after around 36 hours, about 6 bags of fluid, 3 of antibiotics & an untold amount of pain relief we’re starting to get to the bottom of things’.

‘They think it’s glandular fever, an big infection & an abscess in my throat. I didn’t allow myself any recovery time after covid & it’s just compromised my immune system I suppose- I haven’t allowed myself any downtime this year,’ 

‘ have burn the candle at both ends, worked a punishing schedule & ignored all signs that my body was desperate for a break; feeling drained, overwhelmed, can’t sleep at night for anxiety exhausted in the morning, loss of appetite, not prioritising my exercise- I haven’t done anything since the half marathon in April which is so unlike me’.

Before concluding: ‘This has been the wake up call I needed but I’m angry with myself I let it go this far- I’ll be in hospital for awhile & I think it’s for the best’.

It comes just days after Vicky revealed the wedding would be filmed for a two-part special on E4.

Taking to Instagram to share more snaps from their ‘Sten’ parties last month, the Geordie Shore star announced that cameras would be on hand to record her special day when she exchanges vows with Ercan in Italy later this year.

Vicky and Ercan celebrated their impending nuptials with joint stag and hen parties in Dubai, with the star slipping into a bridal white bikini for the celebrations.

Other snaps showed the happy couple heading out for the evening, with Vicky showcasing her incredible figure in a white mini dress. 

Things kicked off with a white party on a yacht, during which the couple, who became engaged in February 2022, were joined by a host of friends and family, including Vicky’s mum Carol and her friend Gavin Foord. 

She ensured she had all the trimmings of a modern day hen do, including personalised glasses and a veil adorned with Mrs Patti-Ran-to be.

Announcing plans for her wedding to hit the small screen, Vicky captioned her post: ‘THE NEWS IS FINALLY OUT!!!!! We’re getting married AND YOU’RE ALL INVITED!!!! (Well to watch on @e4grams)

‘WE’RE MAKING A WEDDING SHOW!! @ercan_ram and I are super excited to share our journey with @e4grams!!! No doubt there’ll be tears, tantrums and tense moments over table plans! (And that’s just Ercky turkey).

‘But ultimately, we can’t wait to start this next chapter of our lives surrounded by our incredible friends and family- and it just wouldn’t be the same without you guys along for the ride… the people who’ve supported me when it looked like I was never going to get my happily ever after…

‘I can’t wait for you all to see it! Are you excited to watch?’

In the two-part reality special premiering on E4, Vicky Pattison: Destination Wedding will follow Vicky through the emotional rollercoaster as she prepares for her vows with Ercan. 

With the support of their family and friends, the couple plan for an Italian wedding celebration sure to be packed with the lavish style of Vicky’s dreams, and a guestlist peppered with some familiar friends.

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Source: CNN

Insurable Interest: A Key Concept in Insurance

Insurable interest is a fundamental principle of insurance contracts that ensures the legitimacy and fairness of insurance transactions. It refers to the legal right or financial interest a person or entity must have in the subject matter of the insurance contract. The concept ensures that the policyholder has a stake in the preservation or protection of the insured property or life. Without insurable interest, an insurance policy would not be valid or enforceable.

Key Aspects of Insurable Interest

Types of Insurable Interest

Legal Implications

Application in Insurance Policies

Conclusion

Insurable interest is a foundational concept in insurance that ensures the integrity and validity of insurance contracts. It safeguards against moral hazard, establishes fairness in insurance transactions, and ensures that insurance policies provide genuine protection to policyholders. Understanding and applying insurable interest in insurance contracts is crucial for all parties involved, ensuring the protection and legitimacy of the insurance industry.

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Source: Los Angeles Times (edited)

  1. Definition and Requirements
    • Definition: Insurable interest is a financial or other interest that one party has in the life, property, or liability that is the subject of insurance.
    • Requirements: It must be present at the time the insurance policy is issued. The policyholder should have a reasonable expectation of financial loss if the insured event occurs.
  2. Examples of Insurable Interest
    • Life Insurance: A spouse has an insurable interest in the life of their partner because their financial security is tied to that person’s life.
    • Property Insurance: A homeowner has an insurable interest in their home and its contents because they own them.
    • Business Insurance: A company has an insurable interest in the health of its key employees, as their loss would affect business operations.
  3. Purpose and Importance
    • Protection Against Moral Hazard: Ensures that the policyholder has a genuine interest in the preservation of the property or life, thus reducing the likelihood of fraudulent claims.
    • Legitimacy of Insurance Contracts: Guarantees that insurance contracts are not merely speculative bets on the occurrence of an event.
  1. Personal Insurable Interest: Direct and personal, such as a spouse having an interest in the life of the other spouse.
  2. Financial Insurable Interest: A business owner has an interest in their inventory or machinery as loss would impact the business financially.
  3. Property Insurable Interest: An individual has an interest in their home or car.
  • Life Insurance: Some jurisdictions require insurable interest only at the inception of the policy, while others require ongoing insurable interest throughout the policy term.
  • Property Insurance: Insurance contracts may require insurable interest to be maintained throughout the duration of the policy. Failure to comply could result in the invalidation of claims.
  • Underwriting Process: Insurable interest is a key consideration during the underwriting process to assess risk and establish premiums.
  • Claims Process: Insurable interest ensures that claims are legitimate, reducing fraudulent claims and ensuring that policyholders have a genuine financial stake.

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